Introduction

Nawfal Alim Fardana

Lead Software Engineer - Payments & Distributed Systems

Profile

Lead Backend Engineer with 7+ years building and scaling payment infrastructure at DANA, part of the Ant Group ecosystem. I focus on high-throughput, low-latency distributed systems across acquiring, settlement, reconciliation, transaction history, and third-party payment integrations.

Based in Jabodetabek, Indonesia, and open to remote international or on-site Jabodetabek roles. The case studies in this portfolio translate that backend platform experience into public, inspectable product and architecture artifacts.

What I bring

Owns architecture and technical decisions for high-throughput acquiring and settlement services at DANA.
Leads design reviews, coding standards, and project scopes for 3-4 engineers.
Drives AI-assisted SDLC adoption across the team while still shipping backend initiatives hands-on.

80M+

daily active users

Payment infrastructure experience at one of Indonesia's largest fintech platforms.

60K+/min

transactions/minute

Core acquiring and settlement flows sustained under strict operational pressure.

<600ms

payment SLA

Latency-sensitive systems with order creation under 300ms and queries under 100ms.

T+0

settlement

Real-time settlement architecture with four daily cycles, replacing legacy T+1 payout timing.

Focus

Payments platform ownership

Acquiring core, settlement, reconciliation, transaction history, and third-party payment integrations.

Focus

Distributed backend systems

Java, Spring, SOFAStack, OceanBase, PostgreSQL, Redis, Kafka, internal MQ, and cloud-hosted microservices.

Focus

Technical leadership

Architecture reviews, project-level technical direction, engineering standards, mentoring, and delivery across 3-4 engineer scopes.

Selected delivery signal

Platform work that moves money.

Recent work includes real-time T+0 settlement, automated settlement payout invocation, transaction history re-architecture, and end-to-end integration of Google Pay with DANA.